
Online Car Insurance



With our car insurance, you get peace of mind at an affordable price. Whatever happens, we will assist you quickly and without any red tape so that you are back on the road in no time.
Third-party liability for your car – the compulsory basic protection
Third-party liability insurance covers damage that you cause to others with your car. For example, if you touch your neighbour's garden fence when manoeuvring.

Partially comprehensive and collision cover – for damage to your car

Damage to your own car can happen quickly. In these cases, our comprehensive insurance comes into play.
Our partially comprehensive insurance covers damage that neither you nor another driver has caused (e.g. hail, theft or marten bites).
Fully comprehensive insurance comprises partially comprehensive and collision coverage. It also covers damage to your own vehicle that you cause yourself. For example, if you hit a pole during a parking manoeuvre.
When concluding the contract, be sure to record the value of your vehicle’s accessories correctly. If the amount you indicate is too low, you risk underinsurance and thus a reduction in the indemnity paid out in the event of a claim. What counts as accessories depends heavily on the make of car – it typically includes optional equipment such as permanently installed navigation devices or special wheel rims. You can find the exact value of the accessories in the purchase contract. Or you can simply ask the car dealer that you bought the vehicle from. If you don’t provide details of your car’s accessories, 10% of your vehicle’s list price will be insured as accessories. We will indicate the value of the accessories in your insurance policy.
ADDITIONAL COVERAGES

Roadside assistance
We assist you quickly and without any red tape in an emergency – be it a breakdown, an accident or theft, 24 hours a day and also in neighbouring countries. Standard coverage includes, for example, the following services:
- We recover your vehicle and tow it away.
- We pay for your overnight stay and your journey home.
- We deliver the necessary spare parts.
For even more support, there is our additional "Assistance Top" coverage. This covers the following services, for example:
- We cover the costs of a rental or replacement car during the repair of your vehicle (including additional costs for a navigation device or child seats).
- We provide you with our interpreting service in the event of communication problems abroad.
- We also guarantee the return journey home of your cat or dog

Gross negligence
It's easy to make mistakes. With this option, we waive the reduction in indemnity if you caused an accident through gross negligence. You can find more information in our guide on gross negligence.

Parked-vehicle damage
This supplement to the partially comprehensive cover insures damage that unknown persons cause to your parked car – and do not report. You can find more information in our
guide to parked-vehicle damage.

Traffic legal protection
Accidents can quickly have legal implications. Our traffic legal protection insurance supports you in all legal matters related to public and private transport – regardless of whether you are travelling by car, train or on foot.
In the event of a legal dispute, we cover costs of up to CHF 750,000 throughout Europe and CHF 150,000 worldwide. In addition, you have unlimited access to legal information over the phone from our experienced lawyers on all matters related to road traffic.
FREQUENTLY ASKED QUESTIONS – AND THE PROPER ANSWERS
In the event of a claim, we will organise the repairs for you at one of our certified partner companies. This includes:
- a convenient collection and delivery service
- a replacement vehicle for the duration of the repair work
- a three-year guarantee on the repairs
For events that are not insured, such as vehicle services or defects that are covered by the guarantee, you can go to any garage you like.
HOW IT WORKS
- Enter your details
To calculate your premium, we need some information about you and the thing you wish to insure.
- Select the cover you want
Choose the precise type of insurance that is right for you, and customise your policy according to your individual needs by selecting the appropriate types of supplementary cover.
- Take out a policy or request a quote
Take out your policy conveniently online, or arrange for a quote to be sent to you if you still need some time to think.
We would like to thank our customers for their fantastic feedback!
Status as of: end of Q4 2024 / 25 284 customer feedbacks
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