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Online Household Insurance

We protect your treasured possessions – and your wallet
Attractive Premiums
Conclude Easily Online
Outstanding Customer Service

Our combined household contents and liability cover keeps everything in good order in your home.

The home contents insurance covers your treasured possessions in the event of burglary, fire, water damage or glass breakage. And the private liability cover is there in case you cause damage to someone else – for instance to your rental apartment or if your dog breaks something while you are taking it for a walk.

Liability

Our Liability Insurance protects your wallet when you’ve messed up. Mishaps can occur in the blink of an eye – and the damage is often worse than just a broken window. Whether it be property damage or personal injury, our liability insurance is there for you if you cause damage to another person.

Benefits

  • Our liability cover is valid worldwide – at home and on the go.
  • Tenant protection: we meet the cost of claims asserted by your landlord.
  • Property in your custody: we cover rented and borrowed property.
  • Dog owner liability included: we pay for breakages caused by your four-legged friend.
  • Whether you’re cycling or on foot, we protect you against the financial consequences if you cause damage while on the go.
  • Damage to someone else’s car: our optional third-party driver insurance covers the cost of the claim and the possible loss of the owner’s no-claims bonus.
ELVIA Haushaltversicherung Privathaftpflicht

Home contents

ELVIA Haushaltversicherung Hausrat
Our home contents insurance covers everything that you hold dear – from your bike to your laptop. It will replace your property if it is damaged by fire or water or stolen. It also covers glass breakages. Household contents cover is not compulsory, but it helps you to sleep better at night.

Benefits

  • Your household contents of daily use are insured at replacement value – in other words at the price you would pay if you bought your property new today.
  • Our household contents insurance is valid for everyone who lives in your household.
  • Cover includes initial assistance from experts around the clock and free of charge in the event of an emergency.

CALCULATE YOUR PREMIUM IN JUST A FEW STEPS

FREQUENTLY ASKED QUESTIONS – AND THE PROPER ANSWERS

E-bikes that can travel at speeds of up to 25 km/h are automatically covered by the household contents insurance. However, please make sure that your sum insured is high enough. It is also worth checking the sum insured for theft outside the home – in case your e-bike is stolen at the train station, for example.

We cannot insure e-bikes that travel at speeds of over 25 km/h.

We do not offer buildings insurance. However, you can insure your personal liability and your household contents with us.
Yes, provided that you take out a multi-person policy. Then, everyone who lives in the same household will be insured.
Drones weighing up to 500 grams are automatically covered by the personal liability insurance. We cannot insure drones that weigh in excess of 500 grams.
No.

HOW IT WORKS

  1. Enter your details
    To calculate your premium, we need some information about you and the thing you wish to insure.

  2. Select the cover you want
    Choose the precise type of insurance that is right for you, and customise your policy according to your individual needs by selecting the appropriate types of supplementary cover. 

  3. Take out a policy or request a quote
    Take out your policy conveniently online, or arrange for a quote to be sent to you if you still need some time to think.

SERVICES

Contact

Whether it’s for feedback, advice or support, you will find our contact information here.

Downloads

Want to know the exact details? All our documents are available here for you to download, save and read at your leisure.

Report a claim

A loss can happen in the blink of an eye. Thanks to our 24/7 claims service, you can report it quickly, too.
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